When it comes to taking care of our parents as they get old, Indian society has some preconceived notions. “Only a son can take care of parents”, “Beti toh shaadi karke chali jayegi“, to mention a few.
And while these notions are created by us, people are actually facing legal and financial challenges due to the prevalent discrimination. Recently, a Twitter user narrated her experience of going to a bank for a home loan for building a house in her parents’ name.
Went to SBI @TheOfficialSBI for a home loan for building a house in my parents’ name. They refused saying I was an unmarried woman and that my brother was the “true heir” of the family so only he could apply for a loan on a house that is in my parents name.— Renee (@Rini94) March 30, 2022
What happened next shows the regressive reality of India and its people. The bank officials refused her the home loan saying her brother was the true heir to her parents and only he can apply for the loan.
As a woman who has been working for 6 years now, she could not understand the policies. The bank officials further told her that even if her brother applies for the loan, her signatures will be needed. She will have to sign papers saying,
I won’t interfere in the future by asking for a part of the property.
When she asked why would they need her signatures, the bank told her that once she gets married, she will belong to her husband’s family and not her parents’.
Amaze. First, you refuse a home loan to an individual who wants to build a home for their parents, just because she is an unmarried woman, and then you go on to preach that she will lose rights over her family, her parents.
The woman tried in another bank but they also refused her the loan, or even a joint loan with her brother saying:
I can’t get a loan since my husband might not allow me to pay the installments for my parents’ house in the future.